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Introduction

Audio

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March 17, 2006
Clayton Conference Center
University of Delaware
Newark, Delaware

sponsored by
Institute for Public Administration

co-sponsored by
Center for Community Research and Service, University of Delaware
Metropolitan Wilmington Urban League
Delaware State Bar Association

Home Ownership and the Mortgage Meltdown

A Presentation by Michael A. Olivas: Hernandez v. Texas

An Evening with a Delaware Hero: A Conversation with Leonard Williams, Esq.

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The High Cost of a Low Income:
Financial Services in Underserved Markets
Louis L. Redding Public Policy Forum

Agenda

8:00		Registration
8:30		Welcome Jerome Lewis (Director, Institute for Public Administration)
8:35 - 9:00		Introduction and Program Overview Leland Ware (Louis L. Redding Professor for the Study of Law and Public Policy, Institute for Public Administration)
9:00 - 9:30		Presentation Matt Fellowes (Brookings Institute)
9:30 - 10:45		First Session Obstacles to Financial Services in Underserved Communities The participants examined issues and challenges for underserved communities seeking access to financial services. The topics included predatory lending, lending discrimination, payday lending and other abusive practices. Moderator Saundra Johnson (Director, Delaware State Housing Authority) Panelists John Relman (Attorney) Josh Silver (National Community Reinvestment Coalition) Patrice Alexander Ficklin (Attorney, Fannie Mae Foundation) Raina Harper (University of Delaware)
10:45 - 11:00		Break
11:00 - 12:15		Second Session Improving Financial Literacy in Underserved Communities The participants discussed issues relating to financial literacy in underserved communities. Moderator James O’Neill (University of Delaware) Panelists Gerard Kelly (Deputy Banking Commissioner of Delaware) Patricia Kelleher (Wilmington YWCA) Janice Horan (Fair Isaac)
12:15 - 1:30		Lunch and Keynote Speaker Jack Markell (Delaware State Treasurer)
1:30 - 2:00		Presentation James Carr (Fannie Mae Foundation)
2:00 - 3:00		Third Session The Government’s Role in Expanding Financial Services to Underserved Communities The participants discussed the state and federal governments’ roles in expanding access to financial services in underserved communities. Moderator Breck Robinson (University of Delaware) Panelists Robert Glen (State Banking Commissioner of Delaware) Matt Denn (Insurance Commissioner of Delaware) U.S. Sen. Tom Carper (Banking, Housing and Urban Affairs Committee) U.S. Rep. Mike Castle (Financial Services Committee)
3:00		Closing Remarks

For more information on this topic or this public policy forum, please contact Dr. Leland Ware by phone (302-831-8971) or e-mail (lware@udel.edu).